Retirement Planner

Enter your details below to build your retirement projection.

Your numbers

Current age

Retire at

Monthly spending in retirement$

Inflation-adjusted

Prices go up every year, so a dollar in the future buys less than a dollar today. To allow for this, 2.5% a year is taken off every growth rate.

Super

Balance today$

Employer contributions$/mo

Grows at 5% above inflation (AustralianSuper Balanced, 5-yr average). Contributions stop at retirement; locked until 60.

Savings

Balance today$

Adding each year$

Interest, above inflation%

Contributions stop at retirement.

Shares

ETF balance today$

Adding each year$

Growth, above inflation%

Contributions stop at retirement.

Rental property

Net rent, after tax$/mo

Paid into savings. Keeps coming in after you retire.

Business income

Net passive income, after tax$/mo

Paid into savings, so it compounds at the savings rate. Keeps coming in after you retire.

Drag the blue marker on the chart left or right to change your retirement age and watch the numbers change.

Retire and spend from savings first, then shares, then super from 60

All values are in today's dollars — growth rates are above inflation (~2.5%)

Savings account Shares Super

This is general information only, not financial advice. It doesn't take your personal circumstances into account and relies on simplified assumptions — it ignores tax, market ups and downs, super contribution rules and the Age Pension, and past returns are no guarantee of future ones. Consider speaking to a licensed financial adviser before acting on anything here.